Employment Cost Calculator
Most pool operators underestimate the cost of hiring by 30%. Use our 2026-ready calculator to reveal the hidden expenses of National Insurance, training, and compliance—and see how much you could save by outsourcing.
The True Cost of a Lifeguard: Is Your Hourly Rate a Myth?
Discover the hidden costs of hiring in-house lifeguards and see how Budget changes have impacted your bottom line.
Enter the Details Specific to your Lifeguard/Business
The advertised hourly rate for your lifeguard
Standard working hours per week
NPLQ renewals, first aid, ongoing CPD
Annual cost for uniform, equipment replacement
Background checks, advertising, onboarding
Annual increase in employer's liability insurance
The Real Numbers
💡 The Fully Loaded Rate
Why Loan A Lifeguard's Managed Service Makes Sense
✓Zero Recruitment Fees
We handle all hiring, vetting, and DBS checks. No agency fees, no advertising costs.
✓Zero Training Costs
All lifeguards are fully qualified and CPD-compliant. We cover NPLQ renewals and ongoing training.
✓Reduced Sick Pay Risk
We will look to provide alternative immediate cover at no extra cost. Your operations never stop.
✓100% Compliance Guaranteed
We manage all legal obligations: NI, pensions, employment law. You stay fully compliant, worry-free.